Work out income tax, National Insurance, and monthly take-home pay — step by step.
| Band | Annual Income | Rate |
|---|---|---|
| Personal allowance | Up to £12,570 | 0% |
| Basic rate | £12,571 – £50,270 | 20% |
| Higher rate | £50,271 – £125,140 | 40% |
| Additional rate | Over £125,140 | 45% |
| Band | Annual | Rate |
|---|---|---|
| Below primary threshold | Up to £12,570 | 0% |
| Standard rate | £12,571 – £50,270 | 8% |
| Above upper earnings limit | Over £50,270 | 2% |